Helping You Plan Ahead With Clarity and Confidence
I’m Todd Russell, founder of MyLTCiPlan.com.
For more than 20 years, I’ve had the privilege of walking alongside individuals and families
as they think through how to prepare for the possibility of long-term care.
I bring a financial planning background as a CERTIFIED FINANCIAL PLANNER™ practitioner,
with additional designations as a CLU® (Chartered Life Underwriter) and ChFC® (Chartered Financial Consultant).
Those credentials reflect years of training and continuing education — but what matters most is putting
that knowledge to work in a way that makes the process clear, practical, and relevant to you.
Because I’m an independent insurance broker, I’m not tied to any single company or product.
Instead, my role is to help you sort through the options — whether traditional long-term care insurance,
hybrid policies, or repositioning an existing asset — and understand how each might fit your health, budget, and goals.
I’ve seen firsthand how long-term care events can affect not just finances,
but the emotional and physical well-being of entire families. That’s why I focus on education
and thoughtful plan design, not pressure or one-size-fits-all solutions. My job is to help you explore possibilities,
ask the right questions, and move forward with confidence in whatever decision you make.
When you’re ready to start a conversation, I’m here as a resource —
whether you want to learn, review your current plan, or design a new one.
Helping You Plan Ahead With Clarity and Confidence
I’m Todd Russell, founder of MyLTCiPlan.com.
For more than 20 years, I’ve had the privilege of walking alongside individuals and families as they think through how to prepare for the possibility of long-term care.
I bring a financial planning background as a CERTIFIED FINANCIAL PLANNER™ practitioner, with additional designations as a CLU® (Chartered Life Underwriter) and ChFC® (Chartered Financial Consultant).
Those credentials reflect years of training and continuing education — but what matters most is putting that knowledge to work in a way that makes the process clear, practical, and relevant to you.
Because I’m an independent insurance broker, I’m not tied to any single company
or product.
Instead, my role is to help you sort through the options — whether traditional long-term care insurance, hybrid policies, or repositioning an existing asset — and understand how each might fit your health, budget, and goals.
I’ve seen firsthand how long-term care events can affect not just finances, but the emotional and physical well-being
of entire families.
That’s why I focus on education
and thoughtful plan design, not pressure or one-size-fits-all solutions.
My job is to help you explore possibilities, ask the right questions, and move forward with confidence in whatever
decision you make.
When you’re ready to start a conversation, I’m here as a resource — whether you want to learn, review your current plan,
or design a new one.
LTC Professor
LTC Professor is your 24/7 guide to long-term care planning.
Ask questions, compare options, and get clear, expert-backed answers — anytime.
LTC Cost
Get a clear picture of what long-term care may cost and how different coverage options compare and fit different budgets and goals.
Start Learning
Long-term care insurance can feel overwhelming; it doesn't have to be. We break it down clearly - what it is, how it works, who needs it, and when to start thinking about it.
LTC Professor
LTC Professor is your 24/7 guide to long-term care planning.
Ask questions, compare options, and get clear, expert-backed answers — anytime.
LTC Cost
Get a clear picture of what long-term care may cost and how different coverage options compare and fit different
budgets and goals.
Start Learning
Long-term care insurance can feel overwhelming; it doesn't have to be. We break it down clearly - what it is, how it works, who needs it, and when to
